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| PRIVACY POLICY |
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Pro
Planning Group, In.. ("PPG," "we" or "us")
provides a variety of online services and products, including without
limitation, subscription, newsletter and update services ("Services"),
to subscribers via email and on numerous websites throughout the
World Wide Web (the "Sites"). PPG is strongly committed
to protecting the privacy of your personal information, and providing
a safe and secure environment for its subscribers.
THE PURPOSE OF THIS PPG PRIVACY POLICY (THE "POLICY")
IS TO HELP YOU UNDERSTAND THE KINDS OF INFORMATION WE MAY GATHER
ABOUT YOU WHEN YOU VISIT THE SITES OR USE ANY OF OUR SERVICES, HOW
WE MAY USE THAT INFORMATION, IN WHICH MANNER WE WILL DISCLOSE IT,
AND HOW YOU CAN CORRECT AND/OR UPDATE THE INFORMATION. PLEASE NOTE
THAT BY USING THE SERVICES OR VISITING THE SITES, YOU SIGNIFY YOUR
AGREEMENT WITH THIS POLICY. IF YOU DO NOT AGREE TO THE TERMS OF
THIS POLICY, PLEASE DO NOT USE THE SERVICES OR REFRAIN FROM VISITING
THE SITES.
Please note that the Policy applies only to PPG's Services and Sites,
but not to other websites to which we may link, or to advertisers
on the Sites. Additionally, your use of the Services and/or the
Sites is governed by PPG's Terms of Service, as well as by any other
published rules pertaining to either a particular Site or Service.
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Children's
Information |
PPG's
policy is that it does not knowingly collect personally identifiable
information from subscribers under eighteen years of age. The Services
or Sites are not directed or intended for children under eighteen
years of age. If you are under eighteen years of age, you should
not register to become a Subscriber or provide personally identifiable
information on any of the Sites. If you are the parent or guardian
of a subscriber under the age of eighteen whom you believe has disclosed
personally identifiable information to PPG, please contact PPG at
admin@CashDoctor.com so that we may delete and remove such subscriber's
information from our systems. |
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The
Information We Gather |
PPG
collects information from you at several different points on the
Sites or through use of the Services in various ways. For example,
PPG continually reviews its visitors' demographics, interests and
pages viewed, and PPG may require its subscribers and users to provide
certain personal information if they wish to participate in various
activities on the Sites (e.g., consummating transactions and entering
into contests, drawings or surveys). However, PPG can only collect
your personally identifiable information if, and when, it is voluntarily
offered. Whenever we collect personal information, we will make
an effort to include a link to this Policy on that page. |
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Medical
Information |
At
no time during the subscribers active membership does PPG keep and
medical record, information or other pertinent personal information.
No copies of any e-mails or correspondence between patient and doctor
is kept by PPG or any of its affiliates. |
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Message Board and Chats |
Among
the many Services which PPG offers subscribers on the Sites, we
provide message boards and chat rooms. Please be aware that any
visitor may read your postings on a message board or in a chat room.
Furthermore, any information which you may post to a message board
or in a chat room, including your profile information, will be disclosed
and available to all users of that message board or chat room, and
is therefore no longer private. PPG cannot guarantee the security
of such information that you disclose or communicate online in public
areas such as message boards and chat rooms, and you do so at your
own risk. PPG reserves the right to republish your postings from
message boards or chat rooms elsewhere on the Web in any format.
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How We Use the Information That We Gather |
PPG
uses certain technologies, such as "cookies," to personalize
and improve your online experience.
• Cookies are alphanumeric identifiers that we transfer to
your computer's hard drive. Cookies store information about your
visit to the Sites or your use of the Services, thereby allowing
you to access certain PPG’s features not otherwise available.
The information in the cookie is transmitted from your computer
to PPG or to one of our third-party authorized service contractors.
The information contained in these cookies makes it possible for
our systems to know if you are presently logged onto a Site or using
any of the Services, or whether you have done so in a prior visit.
This technology enables PPG to instantly determine your access privileges
while allowing you to navigate the Sites or use any of the Services
without having to repeatedly log in.
• Cookies from PPG and/or one of our authorized service contractors
are also used to collect standard information transmitted from your
web browser including, without limitation: your Internet address,
browser type, web pages you visited with date and time, purchases
you made on any of the Sites and the type of operating system on
your computer. This information is used to help us understand and
meet the ever-changing needs and interests of our subscribers.
• PPG may also use cookies to track your access to, and use
of the message boards, forums and chat rooms on the Sites, as well
as your responses to any of our online surveys.
• You always have the option of setting your browser to warn
you when a cookie is being accessed on your computer or to decline
cookies altogether. However, to take full advantage of the Sites,
Services and features offered by PPG, we recommend that you set
your browser to accept cookies. Setting your computer to accept
or refuse cookies varies depending on the web browser you are running.
Please check the help tab of your browser for specifics on your
software.
• PPG does not control any cookies you may receive from an
advertiser and these are not subject to this Policy. • PPG
also uses web beacon technology to help track site usage. Web beacons
(also called single pixel gifs or action tags) allow PPG to track
page viewing counts and patterns which we use to focus and tailor
future content development, measure the effectiveness of PPG’s
own marketing campaigns and assist with broadband capacity management
for the Sites.
• PPG also employs web beacons within the context of certain
e-mails in order to determine the effectiveness and appeal of those
mailings. These web beacons 'sense' and notify PPG if and when you
open the e-mail, if your e-mail program is capable of displaying
HTML messages, and where you may navigate within these HTML messages.
In addition to the foregoing, PPG uses the information obtained
from its subscribers and users in order to enhance and customize
their online experiences.
Due to the existing regulatory environment, PPG cannot ensure that
all of your personally identifiable information and communications
will remain private and will never be disclosed in ways not otherwise
described in this Policy. Therefore, although we maintain and make
every effort to comply with industry privacy standards, we do not
promise, nor should you expect, that your personally identifiable
information or private communications will always remain private.
As a matter of policy and unless otherwise stated herein, PPG does
not rent, sell, or share your personally identifiable information
with other people or non-affiliated companies. However, PPG reserves
the right to use your personally identifiable information to notify
you of certain products or Services about which you previously inquired
or requested, special promotional offers, and to investigate violations
of the terms and provisions of this Policy or the Terms of Use.
In addition, PPG aggregates (gathers and organizes data across all
subscriber and user accounts) personally identifiable information
from among its subscriber and user base and discloses only that
portion of the information which is non-personally identifiable
to advertisers and other third parties for marketing, promotional
and other commercial purposes. For example, your name, email address,
password, credit card number and bank account number will never
to be disclosed without your express prior written consent.
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Disclosure of Personal Information in the Event of Merger or Sale
of Assets |
PPG,
its parent, subsidiaries or affiliates, could merge with or be acquired
by another business entity, or all or substantially all of their
respective assets could be acquired. Should such a combination,
acquisition or transaction occur, you should expect that PPG will
share some or all of your personally identifiable information with
the acquiring or merged entity in order to continue serving you
and others information, updates and offers concerning the Sites
or Services. |
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Co-branded and Other Affiliated Sites |
As
stated above, certain information or Services offered or provided
through the Sites may, from time to time, be provided on or through
other websites operated by or in conjunction with third party providers
("Partners"). These websites and the features thereon
may have the same "look and feel" as PPG's Sites and/or
Services. PPG terms these websites "co-branded sites",
and often times a Partner's logo or name may appear on the website,
or the Partner's name may appear in the URL. Although PPG will continue
to own any personally identifiable information collected about you
from one of these co-branded sites, such information may be shared
by PPG with that Partner. However, a Partner will not rent, sell,
or disclose any of your personally identifiable information to third
parties unless you consent to such disclosures and use in advance
(for example, you may be asked to opt-in on a particular co-branded
site in order to receive information or offers from a Partner, its
affiliates or agents). |
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Third Party Links |
PPG
does not monitor, control or endorse the information collection
or privacy practices of any third parties including, without limitation,
any co-branded, Partner or affiliated sites which may or may not
be owned or operated by or in conjunction with PPG or other third
parties who may provide services throughout the Sites. Please be
aware that the Sites may contain links to other websites on the
Internet and the Services may be provided by such third parties
PPG assumes no liability or responsibility for the information collection
and privacy practices of such third party. Please consult each website's
privacy policy. In addition, PPG is not responsible for the content
or data collection practices of any third party websites, including
a third party's use of cookies or other data-collection applications.
Even though certain information collected by such third parties
might not identify you personally, we strongly encourage you to
become familiar with their privacy practices, and to contact them
if you have any questions about their respective privacy policies
and practices.
On behalf of various sponsors, the Sites may provide sponsored links
to third-party websites or resources ("Linked Sites").
PPG neither controls nor have we reviewed or approved the content
that appears on such Linked Sites. You acknowledge and agree that
PPG is not responsible for the legality, accuracy or inappropriate
nature of any content, advertising, products or other materials
on or available from such Linked Sites. You further acknowledge
and agree that PPG shall not be responsible or liable, directly
or indirectly, for any damage or loss caused or alleged to be caused
by or in connection with use of or reliance on any such content,
goods, and services available on or through any such Linked Site.
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Security |
PPG
places a priority on the security of personally identifiable information,
and we undertake reasonable security measures that comply with federal
regulations to protect the data that resides on our servers. PPG
also uses secure server software (SSL) to process all transactions
which occur on the Sites. SSL encrypts all of your personal information
transmitted over the Internet, including your credit card number,
name and address. However, no security system is impenetrable. PPG
cannot warrant or guarantee the security of its servers, nor can
it guarantee that information supplied by Subscribers or other users
will not be intercepted while being transmitted to PPG over the
Internet.
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Correction/Updating Personal Information |
If
your personally identifiable information changes (such as your address,
zip code), or if you no longer desire to use or access one of the
Sites or Services, PPG encourages you to correct, update or remove
the personal information that you provided. This can be done at
the "Manage My Account" page on each of the Sites. Keep
in mind, however, that even if you delete your account from PPG's
records, there will be residual information that will remain within
PPG's databases, access logs, and other records, which may or may
not contain personally identifiable information.
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How To Contact Us |
Please
relay any questions you may have pertaining to our above stated
policies to our Customer Service Department 1-954-587-7102, or email
us at info@CashDoctor.com |
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Privacy Policy Changes |
This
Policy was last changed on December 12, 2003. If PPG makes changes
to any of the terms or conditions of the Policy, the changes will
be posted in this document so that you will always know what information
we gather, how we might use that information and to whom we will
disclose it. We reserve the right to change, modify, add or remove
portions of this Policy at any time, and any changes will become
effective immediately upon being posted unless PPG advises you otherwise.
Your continued use of the Services and/or the Sites after this Policy
has been amended shall be deemed to be your continued acceptance
of the terms and conditions of the Policy, as amended. We encourage
you to bookmark this web page and review this Policy regularly.
Copyright © 2003, Pro Planning Group, Inc. All rights reserved.
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